Camels, confetti, carnival: celebrate carefree until Ash Wednesday

The company at a glance

Get to know us! Learn what distinguishes CosmosDirekt

Board

At this point you meet the heads of the company

Employee

Get to know the people behind CosmosDirekt

Our mission statement

Learn more about our vision, our mission and our values

our promise

Inform yourself here about our brand values ​​and our claim

Our development

Read the success story of CosmosDirekt here

Social responsibility

We are partners for the region,
our commitment at a glance here

Press overview

Keep an eye on current publications on insurance

Contact Person

Our contact person answers your press inquiries

Publications

Read our press releases and other publications

Media library

Here you will find press photos, documents, studies, sounds and videos

numbers, data, facts

Annual reports and information according to § 15 Abs. 1 MindZV can be found here

Back

22.02.2017 – Insurance tip

data

The imprint of the photo is only permitted in direct connection with CosmosDirekt and with indication of image source Thinkstock_Digital-Vision_John-Howard.

Whether Kölle Alaaf or Mainz Helau: The fifth season is for many the most beautiful. But where much is celebrated, the accident risk increases. CosmosDirekt explains what has to be considered in terms of insurance coverage.

Being different for another day – the jeckens are living this dream again in 2017 and are once again mixing up the carnival strongholds in their colorful costumes. As party people make sure that only beautiful memories of the party marathon and what insurance in the event of a fall, explains CosmosDirekt insurance expert Bernd Kaiser.

Train free for the Jecken!
Residents of the streets where the removals take place should park their car at a safe distance. "Who avoids the place of the action when parking protects the sheet from scratches or bumps," said Bernd Kaiser, insurance expert at CosmosDirekt. "If the car but damage caused, usually comes the liability insurance of the causer on." But what if the culprit is not found or long over all mountains? In this case, the comprehensive insurance covers the damage to your own vehicle.

Schnipp, snap, tie off
It is true that Carnival friends are allowed to slip into the role of another between Women's Carnival and Ash Wednesday. However, if a mishap happens, it is best to drop the mask. Because the private liability insurance pays, if something breaks. However, only if the causer has not acted deliberately: Fools, for example, on the Carnival Thursday with scissors on ties go off, can not rely on insurance. The textile crime can be so expensive – especially if the tie of the "victim" in retrospect turns out to be a designer piece.
Carelessly sway – even at home
If you open your own four walls for a joke, then you should plan like all other parties. Safely store valuables such as notebooks, tablets, jewelery or money in cupboards and then open the fool's nest to the fool's nest. The reason: "The insurance only provides a proven burglary theft. If a party guest steals objects, there is no insurance cover, "says Bernd Kaiser. If, despite all precautionary measures, an insured event occurs, it is advantageous for the regulator to be able to show owners photos and invoices of the stolen objects.

Party mood instead of points in Flensburg
Even the most beautiful carnival celebration is over. Anyone who has drunk alcohol should rather take a taxi instead of getting into the car or on a bike. Already from 0.3 per thousand threatened driving license withdrawal, points in Flensburg and a fine. There is another good reason not to take to the wheel in such a case: "A car accident under the influence of alcohol can cost insurance coverage," emphasizes Bernd Kaiser. Attention: Already from 1.1 per thousand the so-called "absolute inoperability" is reached, ie the probability of causing an accident is ten times higher than in a fasted state.

    • Carnival Tips 85 KB

    More information about the topic

    Term life insurance

    Liability insurance

    Car insurance

    Liability insurance

    Guide liability insurance

    Household

    Guide to household insurance

    Show related press releases

    Hide related press releases

    • Moving moments

    • You can rely on good friends

    • The well-being of the Germans

    • Term life insurance and taxes

    • Livelihood: Women care less than men

    • The term life insurance is also mandatory for entrepreneurs

    • Young and old in mutual responsibility

    • Four steps to optimal risk protection

    Press contact CosmosDirekt

    Stefan Gobel

    0681-9 66 71 00

    0681-9 66 66 62

    presse@cosmosdirekt.de

    Susanne Paul

    0681-9 66 71 86

    0681-9 66 66 62

    susanne.paul@cosmosdirekt.de

    • up

    Current test judgments
    # # # # # #

    To all test judgments

    Welcome to the Cosmos data

    Get to know us!

    Welcome to a new world of insurance! At CosmosDirekt, you manage your financial security yourself. We help you personally whenever you wish.

    Learn more Companies

    • The company at a glance
    • Companies
    • Board
    • Employee
    • Our mission statement
    • our promise
    • Our development
    • Social responsibility

    Press

    • Press overview
    • Press
    • Contact Person
    • Publications
    • Media library
    • numbers, data, facts

    To the products

    • Term life insurance
    • motor vehicles
    • Household
    • Liability insurance

    The CosmosDirect
    Newsletter

    • Contact
    • Sitemap
    • data protection
    • Terms of Use
    • imprint

    © CosmosDirekt 2018 | Telephone: 0681-9 66 68 00 | E-Mail: info@cosmosdirekt.de https://static01.cosmosdirekt.de/CosmosCAE/I/relaunch/img/logos/cosmosLogo-fp-86e177aadcb20bdacc563760fc5a34df.svg https://www.cosmosdirekt.de

    A company of Generali Germany

    • To press
    • up
    • Contact
    • Sitemap
    • data protection
    • Terms of Use
    • imprint

    © CosmosDirekt 2018 | Telephone: 0681-9 66 68 00 | E-Mail: info@cosmosdirekt.de https://static01.cosmosdirekt.de/CosmosCAE/I/relaunch/img/logos/cosmosLogo-fp-86e177aadcb20bdacc563760fc5a34df.svg https://www.cosmosdirekt.de

    A company of Generali Germany

Posted in Uncategorized